Speakers

Meet Our Speakers

Bonnie Godsman
Bonnie Godsman

CEO, GAMA Global

Godsman joined GAMA Global 16 years ago, where she rose through the ranks to become vice president for corporate and business development.

In this role, she oversaw all revenue departments at the association, including Membership, LAMP, Communications and PMG Corporate Relations.

Since her promotion to that position in 2012, GAMA has seen dramatic growth in revenue, membership, membership retention and LAMP attendance.

In June 2014, Godsman took the helm as GAMA’s first, and youngest, female CEO.

Robert J L Trestrail
Robert J L Trestrail

President & Chief Executive Officer, Sagicor Life Inc

Robert Trestrail was appointed President and Chief Executive Officer of Sagicor Life Inc on January 1, 2021.

Robert joined the Sagicor Group in 2001 and has held several Executive positions throughout his tenure with Sagicor. Currently as President and Chief Executive Officer of SLI, Robert serves on several Boards within the Sagicor Group.

With 30 years of experience in the Insurance and Financial Services Industry, Robert has served the private sector in Trinidad & Tobago as President of the Trinidad & Tobago Chamber of Industry and Commerce (TTCIC) and a Board member of The Chamber for over 12 years. He has served as a Member of the Appeal Tribunal of the National Insurance Board, a Director of the Association of Insurance Companies in Trinidad & Tobago and presently holds the position of Chairman of the Board of Governors of the Trinidad & Tobago Insurance Institute (TTII).

Amery Rauseo
Amery Rauseo

President, GAMA Trinidad and Tobago

Amery Rauseo is a second generation financial advisor with 35+ years’ experience in the insurance industry. He currently holds board-level positions at various institutions and been a member of GAMA for 25+ years qualifying for the Master Multiline Award in 2011.

As president of GAMA Global’s Trinidad and Tobago chapter and vice president of GAMA Caribbean, Rauseo champions youth-focused initiatives that align with succession planning and financial literacy for the Caribbean’s growing market. 

As a master recruiter with strategic scope, Rauseo uses his platforms to create links for innovative business opportunities that spotlight emerging talent. He leverages technology and old school best-practice models to motivate sales professionals without compromising on the fun. His tried-and-true training methods have cultivated industry-wide recognition as “The Rookie Factory” where he develops promising agents into sales giants. Rauseo is also known to have mentored many agents into management with several of his proteges moving into unit manager and agency manager roles.

When not on the clock, Rauseo splits his time as a family man, body-building enthusiast, and philanthropist.

Errol Fabien
Errol Fabien

Founder, Gayelle Limited

Errol entered Naparima College in 1972. Unknown to him, there at Naparima, he would find his passion, and he would get a most solid foundation in theatre, calypso, sense of self, and the performing arts in general. Oops, did I mention academia? Well, yes, there would have been some of that also.

Errol left Naparima in 1977, and as a result of work he did on stage at the Secondary Schools Drama Festival, and at the hands of James Lewah and Ralph Maharaj, he was able to join the West Indian Theatre led by Creative Director, Errol Stalk St. Hill. Stalk saw something in Errol and against all odds, including the youthful exuberance Errol had so much of, he was able to direct Errol and introduce him to the world of comedy. It was like introducing a fish to water.

Errol and Errol spent many years together on stage, embracing MCing, comedic acting, writing, directing and producing. Stalk did it all, and his protégé was absorbing it all like a sponge. Errol moved to Port of Spain during that time and was coming to Sando less and less and sure enough, he started working with other theatre companies and producers, Judy Stone, Trinidad Theatre Workshop, The Bagasse Company and eventually starting the Lord Street Theatre Company with his friend and partner, the late Tony Hall.

The two, among other things, started a Jouvay band for recovering addicts, produced plays, got involved in social work, introduced Errol to television production through Banyan, and so much more.

Errol went on to be president of the National Drama Association for two terms. He started a morning talk show on the Vibe CT 105 where he worked for about 20 years-the show is still running; he entered the world of Calypso and is still writing and recording regularly. Errol teamed up with Banyan in 2004 and started Gayelle The Channel. This Caribbean -Content, Non-Fiction station at 18 years is now the second longest running TV station in Trinidad and Tobago and is available globally on any connected device.

Errol is a very grateful, recovering drug addict, and on March 1st 2023, he observed 35 years drug free.

Errol entered the world of politics in 2013 and has faced the polls as an independent on three occasions. Today at age 63, Errol continues to work in television both in front and behind the camera, he travels regularly plying his trade as a Stand-Up Comedian and above all, he visits schools and youth wherever they are gathered to talk to them about remaining drug-free and about nation building.

Raphael Saul
Raphael Saul

International Motivational Speaker & Business Consultant, Vanguard Consulting Inc.

Raphael Saul is a 35 year-old business consultant, motivational speaker, corporate trainer, Attorney and entrepreneur with a passion for helping people achieve their full potential and helping businesses exceed their targets.

After spending a number of years as legal counsel for the multinational telecommunications corporation Cable & Wireless Communications, Raphael began speaking and consulting for companies in the financial services, insurance, retail, automotive and hospitality industries.

With a global perspective, Raphael has lead enterprise change management and integration projects in volatile merger & acquisition environments, including program design and implementation. Over the last 5 years, Raphael has become a sought-after speaker across the Caribbean, sharing the stage with international media personality Steve Harvey and working with several large conglomerates to train teams in Barbados, Grenada, St. Lucia, St. Vincent, Jamaica, Belize and Trinidad & Tobago. In June 2022, Raphael was a featured speaker at the Million Dollar Round Table Conference in Boston, an event attended by thousands of financial services professionals from around the world. His consulting company Vanguard Consulting Inc. specializes in the following areas:

1. Customer service/customer excellence training
2. Sales Training
3. Leadership training and development
4. Change Management
5. Team building

  1. Strategic Planning
  2. Project Management and Implementation

    He is a PROSCI Certified Change Management Practitioner and uses both the ADKAR change management model and various Agile approaches to champion the leadership of the people side of change. Raphael is presently on consultancy with the Government of Barbados as Assistant Director of the National Transformation Initiative.

    His favorite quote is by Nelson Mandela:
    It always seems impossible until it gets done!

Gay L.V. Griffith, CLU, ChFC
Gay L.V. Griffith, CLU, ChFC

Vice President – Barbados Sales, Sagicor Life Inc

Gay has had a highly successful career in Insurance sales both as an Insurance Sales Agent and in various sales management roles with Sagicor Life Inc for 40+ years. He joined the Barbados Mutual Life Assurance Society on August 1, 1982 as a Junior Clerk in the Policy Owners Service Department, transitioned to the role of a Sales Representative in March 1984.  Since then, he has held a number of positions of increasing responsibility ranging from Sales Representative, Senior Life Underwriter, Sales Manager, Agency Manager, Assistant Vice President, Branch Manager and currently holds the position of Vice President, Barbados Sales since April 2015.  

He has won many company and industry awards and whilst in Sales he would have consecutively qualified for Sagicor’s Bi-Annual Convention. In addition, he is a past president of The Barbados Association of Insurance & Financial Advisors {BARAIFA} and also a Life Member of the prestigious Million Dollar Round Table (MDRT).

Gay enjoys sports such as cricket and basketball. He is a former president of the Barbados Amateur Basketball Association for 15 consecutive years and spent 6 years on the Caribbean Basketball Confederation board with 4 of those years as president. 

He is a baritone soloist and loves singing.  He is a devout Anglican and is involved in many aspects of church life, at the St. Peter’s Parish Church including the most important role of Church Warden.  

Gay is a committed family man and enjoys spending time with his wife Joan and his two daughters, Gaybriella and Giselle.

Kino McCartney
Kino McCartney

President, GAMA Caribbean

Kino McCartney joined Colina Insurance Company Limited (formerly Imperial Life) in 1996 as an insurance agent, having been recruited and mentored by Michael Adderley. After only three years, he matriculated to the position of Sales Manager and was later promoted to Branch Manager. Under his leadership, his branch, Collins Golden Eagles, began to soar, earning him and his agents various awards including Colina Insurance Branch of the Year (2003, 2004, 2012, 2013, 2014 and 2015), Colina Insurance Branch Production Award (2004, 2007, 2010, 2014, 2015) and Colina Insurance Branch Recruitment Award (2003, 2015, 2016 and 2019), just to name a few.

Later, after completing numerous designations in the industry (The American College of Financial Services, GFSP – Global Financial Services Professional, Agency Management Training Course – AMTC and Life Insurance and Market Research Association – LIMRA), he went on to become a volunteer lecturer at the American College of Financial Services.

During his time as a Branch Manager, he became a member of an international organisation of Insurance managers, General Agents and Managers Association or GAMA Global. After attending numerous GAMA conferences in the USA, he was invited to participate as a volunteer for the Leadership and Management Program (LAMP) in 2013.

As a result of his participation in GAMA Global, Kino has been awarded the International Management Award and the Front-Line Leader Award. Most recently, in 2019 Kino was presented by GAMA with the Global Volunteer of the Year Award. During his membership and leadership in GAMA, he has helped many Bahamian Managers become involved with GAMA Global. In 2019, Kino was elected, by his colleagues here in the Bahamas, to serve as the First President of GAMA International Bahamas, a chapter he helped to establish.

Michelle Havelock
Michelle Havelock

Senior Manager of Sales Learning & Development, Guardian Group

Known as a woman with a passion for learning and development, using both her designations as a Registered Financial Consultant (RFC) and her MBA, she is a Master Facilitator who is dedicated to developing individuals.

Michelle’s dedication to our industry is recognized globally. She is a published Author, Certified Trainer, Master Facilitator, Moderator, and a Leadership, Management & Sales Coach. With careers from being a Sales Representative qualifying for the coveted Million Dollar Round Table (MDRT) to extensive experience in Business Development and Customer Retention, and currently serving as Senior Manager in Sales Learning & Development, Guardian Life of the Caribbean Limited, Trinidad & Tobago, Michelle has never shied away from shattering the glass ceiling and paving a way for innovation, change and an endless pursuit of excellence.

Michelle serves as a GAMA Global Caribbean Taskforce Representative for Trinidad.

Christopher David Lawe
Christopher David Lawe

Insurance Executive and Co-Founder of MiChris Caribbean Limited

Top-skilled pioneer Christopher David Lawe, affectionately called Chris, is a year-on-year, industry record-breaking veteran. Recognized as an industry expert, with designations such as LUTCF, FLMI, AIRC, ARA, and ACS. For many years, Chris has been a Million Dollar Round Table (MDRT) qualifier and continues to demonstrate his exceptional abilities as he mentors and coaches others to achieve this prestigious qualification. He has made significant contributions to the industry as a board member of the Jamaica Association of Insurance and Financial Advisors and past president of the association. He has moderated several industry courses and served on the executive board of the broader Caribbean Association of Insurance and Financial Advisors. 

Chris is also an author! He co-authored the recently published masterpiece “Organic Success” with Michelle Havelock. 

Chris is a natural leader whose agility, business acumen, and natural leadership skills have made him a force to be reckoned with in our industry. 

Chris serves as a GAMA Global Caribbean Taskforce Representative for Jamaica.

Greer Quan
Greer Quan

Chief Executive Officer - Caribbean, Pan-American Life Insurance Group

Greer Quan is the Chief Executive Officer – Caribbean at the Pan-American Life Insurance Group with responsibility for Trinidad and Tobago, Barbados, Eastern Caribbean Islands, Dutch Caribbean Islands and Cayman Islands.  She has served on the Board of Directors of AMCHAM TT since 2019 and in various capacities at AMCHAM TT including; Executive Vice President for the period 2021-2022 and is a Member of their Transparency, Accountability and Governance Committee.

Greer has been serving on the Board of Governors for the Trinidad and Tobago Insurance Institute since September 2021. Additionally, she sits  on Pan-American Life’s Caribbean Compliance Committee. Prior to her appointment as CEO in January 2017, she was Pan-American Life’s Chief Operations Officer – Caribbean. 

Additionally, Greer has over fifteen years’ experience in the Banking and Financial Services sector with an extensive background in Operations Management, including project management, process re-engineering, legal, procurement, facilities management and human resources.  She also holds a Bachelor of Laws (LLB Hons) from the University of London in the United Kingdom and is a Certified Management Accountant (CMA, CPA).

 

Maxim Marquez
Maxim Marquez

Vice President, Regional Director Agencies, Pan-American Life Insurance Group

Maxim entered the Insurance industry in June 1992 as an agent with Guardian Life of the Caribbean; he was promoted to a Unit Manager in 1997. Maxim’s performance as a Unit Manager and dedication to his clients got him recognized by Maritime Life, which, in 2005, recruited him as an Agency Manager. In 2010, he made the decision to move his agency to Algico/Met Life. After Algico was acquired by Pan American Life Insurance Group (“PALIG”), he was offered the position of Vice President, Regional Director of Agencies in 2013. Maxim holds a bachelor’s degree in Economics from the University of the West Indies and an MBA from the Henley Business School.

Over the span of his illustrious career, Maxim has held various executive and board positions in the Association of Trinidad and Tobago Insurance Companies, the Life Underwriters Association of Trinidad and Tobago, the Caribbean Association of Insurance and Financial Advisors, the Trinidad and Tobago Association of Insurance and Financial Advisors (“TTAIFA”) and the Million Dollar Round Table (“MDRT”).

In 2017 Maxim was inducted into the TTAIFA Hall of Fame. He is a Life Member of the MDRT and served as its Local Chair  in 2000 and 2001. He currently serves as the Vice President Life on the Association of Trinidad and Tobago Insurance Companies (ATTIC). He was recently inducted into the CARAIFA Hall of Fame at the CARAIFA Congress held in May 2023 at Montego Bay, Jamaica. Maxim has also qualified for numerous Industry Sales Awards in the last three decades.

Maxim is a results-oriented, decisive leader, expert presenter and public speaker. In his current position Maxim is responsible for developing and managing PALIG’s strategic initiatives and plans for agency distribution, sales, and marketing in the Caribbean. He is a respected and highly qualified insurance and financial services executive, responsible 400 agents in 24 agencies, spanning 13 countries.

Wayne Alleyne, LUTCF, CLU
Wayne Alleyne, LUTCF, CLU

Agency Manager - Alleyne Agency, Sagicor Life Inc, Barbados

It still feels like yesterday when Wayne Alleyne started his first day as a young underwriter at Life of Barbados. That is because, today, with over thirty years of experience, he is still as excited and hopeful about the industry.

Providing his clients with advice on investments and insurance products to help them reach their goals continues to be a top priority. This has resulted in him winning numerous sales awards in Barbados and throughout the region, including winning the Knight of the Round Table and the prestigious Mertilla Coulthrust Award for recognition of Outstanding Business and community work.

His eagerness to learn resulted in him successfully completing the Life Underwriters Training Fellow (LUTCF) and the Chartered Life Underwriter (CLU) designations. He shares his knowledge to a team of over 20 Sales Advisors as Agency Manager of Alleyne Agency – Sagicor Life Inc.

Within an eight-year span, his team has produced four Rookie of the Year Awardees.

Wayne currently serves on the board of Directors of Needhams Point Development, Needhams Point Holdings (owners of the Barbados Hilton) and is on the board of Trustees of the Innovative Fund.

In his downtime, he is loves to travel, going to movies, and cooking just to name a few. Watching sports also helps him destress, even though as a fan of the West Indies and Manchester United some may say it helps compound it. He enjoys spending time with friends and family, and cherishes the relationship he has with his son, Carlos.

Dashwell E. Flowers, MBA, CM, CIAM, CLF, CBP
Dashwell E. Flowers, MBA, CM, CIAM, CLF, CBP

Senior VP of Group Sales & Training, BAF Financial Insurance (Bahamas) Ltd

Dashwell E. Flowers, Served as Sr Vice President of Group Sales & Training at BAF Financial Insurance (Bahamas) Ltd. This role will maximize his 30+ years of experience in the Insurance industry. He attained his CM; he attended American College, where he attained his CLF designation; in addition, he has completed studies and acquired the CBP designation and his Certified Insurance Agency Manager designation (CIAM). He earned his MBA from the University of Roehampton in the United Kingdom of London, England.

He is the recipient of several GAMA Global Leadership awards. He has held several positions within the industry, including, Director of the Northern Bahamas Imperial Life, Vice President of Sales at Colina Imperial, and Managing Director of Assured Financial Services. Served in several industry committees and Civic Group, was Director of LIMRA Executive Board for the Caribbean (2007-2009), and served on the Board of Directors for the Life Underwriters Association of Grand Bahama in various capacities in the nineties. Presently serving as the 1st Vice President for GAMA Bahamas, he has attained the highest award from Rotary International, Paul Harris Fellow.

In his capacity, he continues to excel and rank amongst the best in Sales leadership that the industry has to offer locally and, by extension, worldwide. He is an advocate of training and continued education, and he lives by this.

His Hobbies include weightlifting, Reading, and Travelling. He enjoys public speaking.

Henrique Anderson
Henrique Anderson

Manager of Agencies & Direct Sales, Sagicor General Insurance Inc.

Henrique Anderson is a career insurance professional serving the General Insurance industry for 15 years. He has held several positions in the areas of Accounting, Risk Management, Agency Development, Underwriting and Business Development. He has had the opportunity of working with not only Trinidad, but several Eastern & Northern Caribbean territories as well. His exposure has fostered a genuine love and passion for the Insurance Industry not only as a business but as a beneficial service to the wider community.

Henrique holds degrees in the fields of Business Management, Risk Management and is a certified Enterprise Risk Management Practitioner. He is currently pursuing the Chartered Property & Casualty Underwriting designation (CPCU). In his spare time he is an avid fisherman, reader and self-proclaimed chef.

Naresh Mongroo
Naresh Mongroo

VP Technology Excellence and Enablement, Guardian Group

  • A performance driven C-Suite professional with 19 years of Financial Technology Services experience. 
  • Technology & Data Strategy Innovator, Value Creation, Thought Leader expertise in digital and data economy. 
  • Proven ability to define technology and data analytics strategy. Responsible for creating leading-edge solutions driven by purposeful innovation to make business outcomes lucrative and further expandable.
Lana P. M. Butcher B.Sc., LUTCF, CLU
Lana P. M. Butcher B.Sc., LUTCF, CLU

Senior Advisor, Sagicor Life Inc

Lana started her career at Sagicor Life Inc.; in February 2005 as a Sagicor Advisor. Lana is now a Unit Manager in the Nana Agency and recently achieved her CLU Designation – Charter Life Underwriter, which she adds to an Honors Degree in Hotel Management from the University of the West Indies and the Life Insurance designation of LUTCF, 2009: Life Underwriter Training Council Fellow.  She completed The Certificate of Proficiency in General Insurance from the Insurance Institute of Barbados in 2005, and the Certificate in Mutual Funds from the Barbados Community College in 2006. Since joining the industry Lana has continued to educate herself to ensure that her knowledge is current, thereby offering her clients the best solutions.  These insurance qualifications enable her to offer a full range of services to her clients.

Having been a Sagicor Advisor for eighteen and a half year, Lana’s performance continues to be outstanding, winning numerous company awards including Rookie of the Year for her company and Rookie of the Year for the Industry in 2006.  In 2009, she won the Life Underwriter of the year award for which she was nominated by her peers in the Barbados Association of Insurance & Financial Advisors. In that same year, she won the prestigious Mertilla Colthurst Award which is given to an outstanding Advisor who has shown continuous commitment to her Education & Clients.  Lana is a Past President of the Barbados Association of Insurance & Financial Advisors; and has contributed significantly as she is passionate about continuous Education for each member.   Lana is also a Life Member of the prestigious Million Dollar Round Table {MDRT}

This wife and mother of three children, is customer focused and goes the extra mile to ensure that her clients are satisfied.  Her pursuit of excellence has allowed her to be the Leading Agent in her agency for many years.

Ramona Neely
Ramona Neely

Vice President of Home Service Sales, Family Guardian

Ramona Neely is the Vice President of Home Service Sales at Family Guardian Insurance Company – one of the largest and highest-producing Insurance companies in The Bahamas.

With an impressive 18 years in Home Service sales and life and health insurance protection, she steadily moved through the ranks from a Sales Agent to her current position. Along the way, she earned many prestigious awards including the Staff Manager the Year Award and the Chairman’s Award, representing consistent performance excellence. She is slated to step into a new role in the coming months, where she will lead both the   Home Service and Ordinary Life sales force divisions, giving her responsibility for the largest combined sales force in the country.

Ramona’s notable achievements include the 2011 to 2014 expansion of Life & Health product sales into the Bahamian Family Islands and the Turks & Caicos when she served as District Manager. She also established and led a Succession Training Program at Family Guardian, which has produced numerous future insurance industry leaders.

Ramona uses her passion for training to provide ongoing mentorship on Leadership Skills and Best Practices to District and Staff Managers. She is a certified John Maxwell Coach and Speaker and presently serves as a Board Member of GAMA Global – Bahamas, holding the position of Trustee.

In her personal life, Ramona is married to Mr. David Neely, and they have two sons, Blair and Dave. She firmly believes in the John C. Maxwell quote “Everything rises and falls on Leadership”.

Jason Julien
Jason Julien

Group Deputy CEO - Business Generation, First Citizens

Jason Julien is a Chartered Financial Analyst with over 20 years of experience in the financial services industry. He is the holder of a BSc in Management Studies with honours from the University of the West Indies, an MBA from Edinburgh Business School as well top honours in IABF’s 2018 Professional Certificate for Financial Advisors Programme (Cert. FA) in the Banking Specialization.  He is currently enrolled in the Stonier Graduate School of Banking and his career has covered consultancy with PricewaterhouseCoopers and management positions at an international bank. He was also employed with one of the largest financial services conglomerates in the Caribbean, where he managed over $8 billion in assets.

He is a former member of the Finance Faculty at the Arthur Lok Jack Graduate School of Business, and is a commentator on economic, investment and financial matters. Mr. Julien was also honoured as one of the Distinguished Alumni of UWI, St Augustine. Mr. Julien is a Past President of the CFA Society of Trinidad and Tobago and has served on the Boards of the Mutual Fund Association of Trinidad and Tobago, the Securities Dealers Association of Trinidad and Tobago, as the Vice-Chairman of the Capital Markets Development Committee of the Central Bank of Trinidad and Tobago, and as Chairman of the Airports Authority of Trinidad and Tobago.  

He is currently a member of the Board of Directors of the Trinidad and Tobago Chamber of Industry and Commerce and Term Finance Holdings Limited.   Mr Julien is also a Director on the boards of several subsidiaries within the First Citizens Group.

Gregg Mannette
Gregg Mannette

Head of Sales, Guardian Life of the Caribbean

Gregg Anthon Mannette started his career journey as a Life Guardian at 16 through a corporate services summer internship. After graduating from St. Mary’s College. He joined the sales force at age 20 in, knowing that his aspiration to be a lawyer were less than being an advisor.

Gregg’s dedication to his work led to numerous accolades, including Agent of the Year in 2013 and 2019, along with the industry’s Top Producer in the latter. He has an impressive list of achievements to his name, such as being a Qualifying and Life Member of the Million Dollar Round Table, (Honour Roll) and a double Court of the Table recipient.

He’s earned various company awards, including multiple Convention Qualifier titles, Chairman’s Club Palladium distinctions, Platinum, Diamond, and Gold recognitions, and a place in the Chairman’s Circle.

Becoming an Appointed Unit Manager in 2020, Gregg’s leadership thrived despite the challenges of the pandemic. His team’s size tripled, consistently surpassing quotas. Passionate about coaching and mentoring youth, he and his wife Narisha Mannette have made a significant impact with the unit she now leads.

Gregg is active in volunteer roles, including positions within the Million Dollar Round Table and GAMA Caribbean. He’s a Chartered Life Underwriter from the American College, President of the St. Mary’s College Past Students Union, and road runner. He’s also a proud father to Gregg Alejandro Mannette, a National Award Holder. On January 1st, 2023 he was promoted to the Head of Sales, Guardian Life of the Caribbean.

Winston S. Williams, MBA, ChFC, CLU, CIAM, RFC, MFA, PMP
Winston S. Williams, MBA, ChFC, CLU, CIAM, RFC, MFA, PMP

Chairman and CEO, Financial Advisory Services Limited

Winston S. Williams embarked on a career in the insurance industry at a young age, driven by his desire to support his family and fulfil his dream of becoming a medical doctor. What began as a job quickly transformed into a genuine passion. Currently serving as the Agency Head of Pan American Life’s P.A.C.E. Agency, Winston leads a dedicated team of over 30 Advisors who specialize in various areas, including Risk Management, Business Succession, Financial and Retirement Planning, Retirement Income Planning, Education Funding, Group Health, and International Major Medical Health Insurance Services. With two locations at Sutton Street, San Fernando, and the Pan American Life Plaza in Port of Spain, Winston is highly regarded as one of the most accomplished insurance executives in the region.

Throughout his career, Winston has achieved remarkable success both in personal sales and as the leader of the country’s Top Branch on multiple occasions. His outstanding performance has earned him numerous prestigious awards from both his company and the industry at large. Notably, he was recently honoured with the MDRT Culture of Excellence Award, Diamond Agency 2023, which represents the pinnacle of achievement in financial services leadership and is bestowed exclusively upon the finest Agency leaders.

Winston’s unwavering commitment to continuous learning is evident through his pursuit of knowledge and his exceptional academic accomplishments. He has earned distinguished designations such as Chartered Financial Consultant (CHFC®) and Chartered Life Underwriter (CLU®), as well as a Master of Business Administration (MBA) with Distinction, where he stood out as the Arthur Lok Jack Global School of Business’ 2009 Class Valedictorian. Additionally, he holds certifications including Chartered Insurance Agency Manager (CIAM), Master Financial Advisor (MFA), Registered Financial Consultant (RFC), and Project Management Professional (PMP). Notably, Winston has also contributed to the academic field as a Course Developer for The University of West Indies’ bachelor’s in Marketing Degree and serves as a Certified Facilitator for Leadership Management International, Inc. (LMI). He continues to conduct numerous sales training seminars and facilitates various training programs for prominent local financial institutions, as well as the local and regional Insurance Associations.

Winston’s genuine care for people, combined with his focused and grounded nature, exemplifies his character. Known for his tenacity, kindness, patience, and unwavering integrity, he has had a profound impact on the lives of nearly everyone he encounters. With strong family values and an unmistakable passion for individuals, Winston is held in high regard as a respected professional. His commitment to excellence pushes him to consistently give his best, while his natural talent for teaching, training, coaching, and mentoring inspires those around him to strive for and surpass their own goals. Winston is an avid reader, animal lover and spends his leisure time with his family.

Anthony Watkins
Anthony Watkins

CEO & Principal Consultant, ODYSSEY CONSULTinc Limited

Anthony Watkins is a distinguished Organisational Development Consultant, CEO and Principal of ODYSSEY CONSULTinc Limited – a premier human resource and organisational development consultancy in the region.

Throughout his career, for over 30 years, he has advocated for and been actively involved in public and private sector organisational transformation and development throughout the Caribbean. As an expert facilitator and OD Consultant, his areas of specialisation include organisational change and transformation, leadership development, visioning and team building.

Anthony was a 2019 recipient of Trinidad and Tobago’s Public Service Medal of Merit (Gold). In 2020, he was conferred an honorary Doctorate of Laws by the University of Trinidad and Tobago (UTT) for sterling contributions in the sphere of Public Service. He also holds a bachelor’s degree in psychology and sociology from the University of Toronto.

A founding and honorary life member of the Human Resource Management Association of Trinidad and Tobago (HRMATT) and member of the Caribbean Leadership Project (CLP) Delivery Team, he has served on numerous Boards of Directors, National Committees and Task Forces.

His involvement in sport includes work with administrators, coaches and players on national and regional teams in the areas of management and the psychology of performance.

Mr. Watkins’ life work as an author, renowned keynote speaker and his service to organisations and community-based initiatives are rooted in a commitment to enriching our region and the lives of our people.

Melissa Pascal
Melissa Pascal

Managing Director, Pascal's Bakery Ltd

As an entrepreneurial leader, Melissa Marie Pascal possesses comprehensive experience in bakery operations, business development, and brand management that deliver exceptional results and achieve business goals. 

Throughout her 10+ years of experience, she thrived by creating successful business operations across the banking, food manufacturing, and retail sector while coaching high-performing teams and devising global market penetration strategies. As an operational growth catalyst with a remarkable history of success repositioning underperforming brands, Melissa excels at spearheading multimillion-dollar year-on-year sales growth in high-opportunity markets.

From devising unique branding and marketing strategies to delivering exceptional sales, she has successfully launched 4+ new product lines and created unique consumer experiences. Melissa is fully committed when managing multi-million-dollar projects, cultivating strategic multi-stakeholder partnerships, and directing cross-functional teams to simplify processes that accelerate productivity. She has showcased advanced management-level experience and expertise while identifying discrepancies, generating innovative solutions, and aligning products and services with clients’ requirements.

Melissa Marie Pascal is also an experienced public speaker and fitness enthusiast. 

Specialties: Brand Awareness, Strategic Planning, Revenue Growth & Projection, Client Acquisition & Retention, Go-To-Market Strategies, Training, Product Development & Positioning, Stakeholder Partnership, Team Development

Michael James Adderley
Michael James Adderley

Vice President Financial Services, Family Guardian Insurance

A graduate of Lambuth College, Jackson, Tennessee where he earned a Bachelor of Business Administration Degree in Accounting.  He also completed Stage II of ACCA certification in accounting at Sheffield City Polytechnic, Sheffield, England. 

Michael’s experience includes fifteen years at the National Insurance Board of The Bahamas, as well as nine years at Imperial Life Insurance, where he worked his way up from Sales Representative to Sales Supervisor/Manager then on to Branch Manager.

At Imperial Life, he also received numerous awards as a Sales Manager as well as a Branch Manager and led his team to become the company’s first branch to attain over $750,000 in Life Sales Commissions.

He further served as Head of Sales and Marketing at Colina and Family Guardian Life Insurance Companies, Nassau, Bahamas, responsible for the management of the entire sales thrust and establishing the company’s presence in the financial market segments.

Michael currently serves as Vice-President of Family Guardian’s Financial Services Division, the incoming President of GAMA Bahamas, and chairs this inaugural LAMP Caribbean Conference.

He enjoys reading, traveling, knowledge sharing with others, and spending spare time assisting in various charitable fund-raising events.

Gail Singh FCCA, ASQ CMQ/OE, PMP, FSCP
Gail Singh FCCA, ASQ CMQ/OE, PMP, FSCP

Unit Manager, Guardian Life of the Caribbean Limited

A Certified Chartered Accountant, Project Management Professional and Certified Manager of Quality and Organizational Excellence, Gail has operated in the fields of Auditing, Accounting and Finance for over thirty years.

A Financial Services Certified Professional serving the Insurance Industry since 2010. Now a Life and Qualifying member having from her first year qualified for the prestigious Million Dollar Round Table. She has served on the Membership Communications Committee of MDRT as MDRT Company Chair – Guardian Life of the Caribbean 2015 – 2017, MDRT Country Chair – Trinidad & Tobago 2017 – 2019 and MDRT Zone Chair – Caribbean 2019 – 2021 and MDRT Task Force – Hiring and Staffing 2021 and 2022.

Having operated in senior financial management positions, Gail uses best in class approach to design life programs in Wealth Management and Legacy Planning. Appointed Unit Manager at Guardian Life in 2019, completed AMTC in 2020 and FMS in 2021, she currently leads a team of dynamic Strategic Alliance Partners.

Gail has double qualified for all 6 Overseas conventions for GLOC eligible for her tenure amongst the plethora of industry awards, she was Guardian Life’s Agent of the Year 2016. Inducted into GLOC’s elite Chairman’s Cirle in November 2018 and she was also TTAIFA’s Student of the year 2018. Gail was Top Producer – Guardian Asset Management 2020 and her team won Top Producing Unit – Guardian Asset Management 2019 and 2020. Her team also coped First Runner up TTAIFA Best All Round Unit 2020.

Her dream to contribute to the development of future generations, saw Gail demonstrate a strong commitment to the eradication of poverty and proudly stands as a member of the President’s strike team – Delta Force.

Gail supports many charities privately and is a very active member/ contributor of the MDRT Foundation. Having accomplished many milestone life goals, her thrust is now to develop MDRT qualifiers.

Together, bringing out the best version of ourselves!

Clothie M. Pennerman – Lockhart, T.C., B.Sc. (Hons,) CIAM, MFA, GFSP
Clothie M. Pennerman – Lockhart, T.C., B.Sc. (Hons,) CIAM, MFA, GFSP

Sales Training Manager, Colina Insurance Limited

After 20 years in the field of education as an outstanding teacher, educational broadcaster and public relations officer, Ms. Lockhart joined the insurance industry. Over the past twenty-six   years, she has served as financial services representative, branch manager and broker. Currently, she is the Sales Training Manager for Colina Insurance Limited.

Since joining the industry, she has made significant strides which include attainment of the CIAM (Chartered Insurance Agency Manager) Designation from LIMRA International in 2011.  Ms. Lockhart is the fourth Bahamian to receive this accolade. She has also earned the MFA (Master Financial Advisor) Designation from LIMRA International in 2014 and the GFSP (Global Financial Services Professional) Designation from GAMA/The American College of Financial Services. (2020). She is a founding member of the GAMA International Bahamas Chapter and is now a Chapter Director.

By her example, Ms. Lockhart is dedicated to encouraging others to develop themselves personally and professionally. She holds a B.Sc. in Education (Hons.) from the University of Miami and a Teachers Certificate endorsed by the University of The West Indies. She joined Toastmasters Action for Achievement Club 1095 in the early 80’s and rose quickly through the ranks as an officer and public speaker. A Distinguished Toastmaster, who has held every office in the organization at the Club Level, Ms. Lockhart served with distinction as Governor of the Bahamas Division of Toastmasters in 1987. In 1986, Toastmaster Lockhart became the first Bahamian to compete in the World Championship of Public Speaking held in Reno Nevada, USA. She has partnered with many organizations in conducting speechcraft and leadership training seminars for youths and adults.

An ordained Minister of the Gospel, Ms. Lockhart serves as an Associate Minister at Zion Baptist Church, East and Shirley Streets, The Bahamas. Over the years, she has engaged in mentoring, training, and assisting women and young girls via evangelism and outreach ministry assignments. She is a proud mother and grandmother who is dedicated to serving the needs of others in order to shape a better community for all. She firmly believes that all of life is a journey towards excellence and that “a man’s reach must always exceed his grasp.”

Dale Mc Leod
Dale Mc Leod

Managing Director, KRAT Investments Limited / Dale Mc Leod's Agency

Dale McLeod is well known and recognized as he Caribbean’s most prolific top producer in addition to being the Caribbean’s most successful Agency Manager ever. Dale joined Guardian Group in 1988 and blossomed under the guidance of several managers until he was appointed an assistant branch manager in 1997. He was later promoted to branch manager in 1998. Dale is also the managing director of KRAT Investments Limited, a company which was set up to own his Agency operation and a number of commercial assets which were acquired over the years by Mr. Mc Leod.

As mentioned above, not only has Dale ran an extremely successful agency but has continued to be a top producer himself setting the pace for his unit managers and agents to emulate. He has the distinction of being the Caribbean’s most successful producer ever, as evidence of his long list of achievements. He is a certified financial planner and is recognized as one of the leading providers in the country and wider Caribbean as evidence by the long list of awards he has received over the years. Including:

  • Guardian life’s rookie of the year 1990
  • Guardian Life’s Top producer (24 years)
  • Qualifying, Million Dollar Round Table (MDRT) 1991
  • MDRT Quart of the table 1992-1998 (7 times)
  • MDRT Top of the Table (26 times)

Dale has also qualified for Guardian Life’s overseas Sales Convention (16 times)

Dale was also appointed to serve on the MDRT, Top of the table advisory Board, A Caribbean milestone since he’s the first and only Caribbean national to have been invited to serve in this capacity. He is also the first and only person in the Caribbean to have quality for MDRT, Top of the Table (26 times).

In additional he has been invited by the Life Underwriters Trinidad and Tobago (LUATT) and the Trinidad Association of Insurance and Advisors (TTAIFA) north and south chapter as a speaker.

And today, the most significant distinction, this being the recipient of the country’s second highest national award, The Chaconia medal for 2021.

Dale is a well- known philanthropist as he continues to support a long list of charity initiatives throughout the country. He is an extremely humble individual but considers his most significant achievement as being the proud father of his three (3) sons Dwayne, Dion and Declan.

Patrick Sinclair
Patrick Sinclair

Senior Branch Manager, Sagicor Life Jamaica Ltd

MR. PATRICK SINCLAIR HAS OVER THIRTY (30) YEARS OF EXPERIENCE IN THE LIFE INSURANCE INDUSTRY, WORKING FROM THE POSITION OF A SALES AGENT TO NOW A SENIOR BRANCH MANAGER OF THE MONTEGO BAY BRANCH OF SAGICOR LIFE. HE HAS WORKED AT ALL THREE (3) MAJOR LIFE INSURANCE COMPANIES IN JAMAICA, MUTUAL LIFE NOW GUARDIAN LIFE, ISLAND LIFE/LIFE OF JAMAICA NOW SAGICOR.

HIS CAREER HAS BEEN SHINING WITH COMPANY AND BRANCH AWARDS, TROPHIES AND MANY ACCOLADES AS A SALES AGENT, UNIT, AND BRANCH MANAGER.

MR. SINCLAIR IS A WELL SOUGHT-AFTER PERSON AS A COACH, TEAM LEADER, AND CONSULTANT ON FINANCIAL PLANNING, AND FOR HIS LEADERSHIP AND LIFE SKILLS.

HE IS AN EXCELLENT NEGOTIATOR, NEGOTIATING WITHIN SAGICOR AT THE HIGHEST LEVELS AND WITHIN THE INDUSTRY.

HE HAS HELD THE POSITION OF CHAIRMAN OF THE FIELD MANAGERS ASSOCIATION ON NUMEROUS OCCASIONS.

MR. SINCLAIR’S LIFE MANTRA IS “EVEN THE MOST DIFFICULT CAN BE ACHIEVED, IT’S THE IMPOSSIBLE THAT TAKES LONGER”.

Camile Sinanan LUTCF, FSS, FSCP
Camile Sinanan LUTCF, FSS, FSCP

Branch Manager, Sagicor Life Insurance Company Trinidad and Tobago

A proud mother of two beautify adult children, Camille brings seventeen (17) years of experience in the Insurance Industry, inclusive of the thirteen and a half (13) years and counting spent in Sagicor.

She entered into Management in 2017 as a Trainee Manager. Since this time, she has been successful in recruiting and training her agents and assisted her first agent in achieving Rookie of the Year in 2018. She was appointed to the position of Branch Manager on 1st January 2020, a position she presently holds.

Over the years she achieved educational designations in:

  • The Life Underwriters Training Council (LUTCF)
  • Financial Service Specialist (FSS)
  • Financial Services Certified Professional (FSCP)
  • Agency Management Training Course (AMTC) designations
  • Professional Certificate in Effective Sales Management with the Arthur Lok Jack Global School of Business.

Camille has been a consistent recipient of numerous awards withing Sagicor and the Industry. She has a passion for education and has been successfully moderating, as a Senior Moderator, the various TTAIFA (Trinidad and Tobago Association of Insurance and Financial Advisors) courses since 2015 and has also received the Top Moderator of the Year Award for 2017 and 2019.

Yasid Gilbert
Yasid Gilbert

General Manager - Long Term Insurance, Maritime Life (Caribbean) Limited

With 15 years Insurance and Banking experience, spanning several Technical areas including Actuarial Science, Capital Adequacy and Reinsurance, Y asid has a diverse background and unique experiences that adds tremendous value to conversations within Insurance and Finance sector. He is the General Manager – Long Term Insurance with Maritime Life (Caribbean) Limited, a privately held company within Trinidad and Tobago. With a background in Actuarial Science having studied at the prestigious University of Waterloo Canada and the Society of Actuaries exams, he brings a perfect balance to risk and reward, front office and back office operations, sales, marketing and understanding the balance to be struck with Financial Advisors, Clients and Company. 

He has worked on several complex acquisition deals, notably the local Clico and British American bid and the Mittal Pension Plan. In addition, he plays a crucial role in Agent Compensation conversations, Rewards and Recognition programs and is directly responsible for Process and Expense Optimization and other day to day Insurance Operation challenges. 

In the past, he has held several state and private board appointments in Agriculture, Construction, Events, Logistics & Transportation, Manufacturing, Retail and Distribution along with Religious and Sporting Non For Profit Organizations. 

Yasid is happily married and the father of a 5 year old son.  In the last year, he has found balance with a 5 day work-out regime, hiking, reading and recently founded the Pickleball Association of Trinidad and Tobago.